Xiao Gu (pseudonym), a 24-year-old Changsha girl, has become popular on Xiaohongshu recently because she released a Cinema 1950 witch cloth draw “4500-day retirement countdown calendar”, sharing in detail her early retirement plan and her usual financial management skills, hoping to save enough of the target amount of 2 million yuan and live a life of living everywhere in the future. This series of posts has been popular among netizens Cinema 1950 witch cloth draw. Many people find it interesting, but many people question the feasibility of the plan.
Target: When I retire after 4500 days, I was less than 40 years old.
Xiao Gu released this “4500-day countdown retirement calendar” on March 13. “In order to objectively understand how far I am from early retirement, I made a 4500-day retirement countdown calendar. I read that right. The total 4500 days, which is half of me, has been cut for a total of 4500 small grids. I have been doing it for a week. The countdown starts after more than 4000 days. Some people may feel bored, but for me, at least the pace of time is moving forward, and I am constantly moving towards the life I want.”
On the evening of March 17, the reporter contacted Xiao Gu. According to her, Babaylan 1990 cloth draw is a native of Changsha and is 24 years old this year. Why do you have the idea of retirement early at such a young age? She said: “About 2 years ago, I accidentally learned about the fire group. Their concept of ‘save money first, then enjoy’ was very attractive to me. I also joined the ‘fire life’ group on Douban, with more than 220,000 members. Everyone usually exchanged various skills to increase revenue and reduce expenditure. The real decision to count down to 4,500 days of retirement was not long ago. I calculated that I saved up enough to 2 million yuan in the target amount, which took nearly 13 years. I was 37 years old at that time. In order to motivate myself and remind myself to the Babaylan 1990 cloth draw, I made this countdown calendar.”/p>
Xiao Gu said that fire does not mean the English word “fire”, but the abbreviation of the letter “financial independence, early retirement”. This group adheres to the concept of “save money first, enjoy it later”. By reducing material desires and living a minimalist life, Komiks 1960 witch cloth draw uses investment income to cover daily expenses, so as to have the confidence to pursue the lifestyle they like. “I am not excluding work, but I don’t like 10% of the kind of Cinema 1950 witch cloth draw. “I don’t reject work, but I don’t like 10% of the kind of Cinema 1950 witch cloth Draw will go to work unchangedly. I hope to freely control my life and dominate my time. Even if I retire early in 4500 days, I don’t mean I will stop working at all. I may set up a stall and write articles, like a travel blogger. “
Advocate minimalism: no luxury goods, I won’t change my mobile phone for many years
I am also on my social platform. draw shared a lot of posts about saving money to manage finances, such as the post shared on March 15 titled “Salary of 8,000 yuan, saving 7985 yuan, but I only spent 15 yuan in March”. This post records in detail how Xiaoju did it until it only cost 15 yuan in March: living, there is no mortgage on the house, and the water and electricity boyfriend paid for it, so it didn’t cost money; mobile phone bills and transportation expenses, this part of the cost is almost equal to her monthly financial income, which is exactly the same; eating, drinking, breakfast and lunch are solved in the company, free of charge. How many days does it take to eat for 0 yuan for supper? KomiThe only expense of snail noodles in ks 1960 witch cloth draw was that he bought 15 yuan ingredients for shopping in the supermarket and ate them for several nights; daily necessities, tissues, cups, hand sanitizer, garbage bags, toothpaste, etc. were basically obtained from wool; skin care products and cosmetics were purchased at one time every Double Eleven every year, and he did not need to buy them in time. In addition, she hung all her idle clothes on Komiks 1960 witch clothes draw, and the bed sheets and a skirt cost a total of 116 yuan. If this is the case, Komiks 1960 witch cloth draw, she not only did not spend money in the first half of March, but also made more than 100 yuan.
On March 16, Xiaogu posted another day’s consumption account: today’s interest income is 10 yuan, and it costs 2.Komiks 1960 witch cloth draw28 yuan. Her breakfast and lunch that day were also solved by the company. The dinner was a pack of old Beijing instant noodles, plus a fried egg, a small bag of French fries, three big white rabbit milk candies, a cup of milk tea, and a piece of pineapple. Netizens sighed, “You are really a good expert in saving money”, “This noodles look delicious”… Some netizens also commented under Xiaogu’s post: “This is already financially free”, “I hope to share some tips to save money in the future”, etc.
Small reason said that I am Babaylan 1990 cloth draw now advocates minimalism, and I am indeed very low in daily consumption, so I will not make any risky investments. “I don’t have any luxury goods or some expensive electronic products. I used a mobile phone for more than 2,000 yuan for two years. “.
In addition to getting a salary at work, Xiaogu also showed off his investment and financial management plan, including funds purchased by Cinema 1950 witch cloth draw. She said that her total assets are currently 656,000 yuan, and she has completed 32.8% of the progress. With her parents’ sponsorship, she spent 500,000 yuan to buy an apartment in Changsha. Her monthly rental income was 2,600 yuan, which can be regarded as a long-term income financial product. The remaining 156,000 yuan was bought in full.
Family: Parents want stability, and their boyfriends also join the plan
What do parents think about their plan to retire early?
When the reporter interviewed Xiao Gu on the phone, her mother was right next to him. “My parents were very opposed to Cinema 1950 witch cloth draw at first, because I finally let me go to work, but I had to retire early. Anyway, they felt that it was stable to go to work. The reason why I tried to save this money was not only to give them an explanation, but also to give myself a sense of security. I divided my life into the first half and the second half. The first half was for the people around me, and I had to live for myself in the second half.” Xiao Gu said: “My boyfriend was a Komiks 1960 witch cloth draw witch cloth draw was also a traditional office worker at the beginning, and wanted to work diligently until old age. But after carefully studying my plan, I felt that the plan was very detailed and solid, not unrealistic. Finally, he was moved by me and joined in. Now we both have more common languages. He now has a similar plan to countdown for retirement. “
Source| Yangcheng Evening Komiks 1960 witch cloth draw Newspaper • Yangcheng School Comprehensive Upstream News, Red Star News, Western Decision-making D Video, etc. Editor | Zheng Zongmin